Futureresident Posted May 12, 2016 Report Share Posted May 12, 2016 Hi all about to start r1and am wondering about the difference between cmpa insurance codes. specifically TOW 12 vs 14. 14 allows for moonlighting whereas 12 does not. Code 14 is cheaper though and in BC is eligible for a Doctor's of BC rebate. would I be allowed to insure myself with code 14 and just not moonlight as it seems it is more all encompassing than the code 12? Link to comment Share on other sites More sharing options...
NLengr Posted May 12, 2016 Report Share Posted May 12, 2016 Hi all about to start r1and am wondering about the difference between cmpa insurance codes. specifically TOW 12 vs 14. 14 allows for moonlighting whereas 12 does not. Code 14 is cheaper though and in BC is eligible for a Doctor's of BC rebate. would I be allowed to insure myself with code 14 and just not moonlight as it seems it is more all encompassing than the code 12? Call CMPA. Get them to tell you the answer. Otherwise you run the risk of making a mistake and not being covered during a college action and/or lawsuit. Link to comment Share on other sites More sharing options...
frozenarbitor Posted May 27, 2016 Report Share Posted May 27, 2016 I don't think you can. I remember thinking the same way but was told it's not ok. You need to be moonlighting to use the code for moonlighting. Link to comment Share on other sites More sharing options...
ploughboy Posted May 28, 2016 Report Share Posted May 28, 2016 Check with CPSO to be sure, but I'd be willing to bet large amounts of money that as an R1 you can only be code 12 (unless BC has some truly bizarre rules about moonlighting). Link to comment Share on other sites More sharing options...
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