tmimm Posted May 27, 2009 Report Share Posted May 27, 2009 Hey everyone, I was wondering if you could help me out with some of my questions... 1. what sort of financial aid does UO offer to students? 2. what sort of bursaries/scholarships are available to students? (please add value if known) 3. what sort of monthly budget should a student expect to have if he wants to live in university residencies? 4. what sort of monthly budget should a student expect to have if he wants to live on his own/roomate outside of university property? I really appreciate your help! These are the few questions that I've been having for the longest time. They are the ones keeping me from accepting an offer at UO or staying in montreal where life cost would be 1/5 of the amount! However UO is my first choice! (I just don't want to have an a hundred thousand dollar dept after 4 years...) THANK YOU! P.S. if you know any sites that I could look at and be informed on these topics please let me know! Link to comment Share on other sites More sharing options...
turbo Posted May 27, 2009 Report Share Posted May 27, 2009 im not sure about exact numbers or what they offer but from what I've read online and on the forum isn't very promising in regards to debt. unless you have lots of money going into it you are most likely going to accrue debt... scholarships or not. they can't help THAT much... and moving out is never as cheap as staying home. if you think about it... tuition alone is roughly 20k a year x 4 = 80k. so unless you can find a way to live for only 5k a year for four years than debt should be higher than the 100k limit you set yourself. my understanding is that you cannot expect to pull in large incomes while in med school so living is mostly done with one's LOC. of course this is just my opinion and view. I realize its quite pessimistic. No pain no gain with medicine! But you gotta love it! if anyone can correct me feel free to lighten my day too! Link to comment Share on other sites More sharing options...
Mediterranean13 Posted May 28, 2009 Report Share Posted May 28, 2009 I don't know anything about bursaries and scholarships but I live on my own in the Ottawa region and i can tell you its about 700$ for rent (thats pretty decent by the way comparing to other places) but another maybe 150$ for hydro, etc. And then there's the other expenses like groceries, bus pass if you want to get around, etc. So honestly just living expenses you're looking at at least 1500$ if not more per month. Good luck! Link to comment Share on other sites More sharing options...
Mediterranean13 Posted May 28, 2009 Report Share Posted May 28, 2009 and im not 100% positive about this but it's very hard for a graduate student to get a room in the university residences at OttawaU....They generally reserve very few spots for grad students so your best bet is living out. Link to comment Share on other sites More sharing options...
MilSarah Posted May 28, 2009 Report Share Posted May 28, 2009 Med students are undergrad students ... members of the SFUO Link to comment Share on other sites More sharing options...
tmimm Posted May 28, 2009 Author Report Share Posted May 28, 2009 thanks for the replies people 1500$ per month sounds about right when your living alone mediterranean13...the monthly expenses probably average around 1000-1700$ a month how about university residencies? anyone have any experience with that? can someone give me an approximate monthly budget? thanks a lot for the help everyone! Link to comment Share on other sites More sharing options...
Hopeful Med Posted June 4, 2009 Report Share Posted June 4, 2009 Umm, there is a strong possibility that you are either Jim Marshall yourself or related to him. Funny that I have had very good experiences with the two banks I have visited so far and neither of them were Scotia Bank on Sparks Street. lol Link to comment Share on other sites More sharing options...
FABS Posted June 25, 2009 Report Share Posted June 25, 2009 lol, there actually is a Jim Marshall and he was really helpful! Does anyone out there know about getting the bank to give you a rewards credit card as the main card for your line of credit?Is it possible if you bargain with them enough or do they only throw the reward credit cards in as a side thing? Link to comment Share on other sites More sharing options...
FABS Posted June 25, 2009 Report Share Posted June 25, 2009 oops answered my own question lol.... heres a link if anyone else is interested: http://www.premed101.com/forums/showthread.php?t=28271 Link to comment Share on other sites More sharing options...
FraiserCrane Posted June 25, 2009 Report Share Posted June 25, 2009 yeah i second that jim marshall at the soctia bank on Sparks street was very helpful indeed. i got my LOC processed through him. Link to comment Share on other sites More sharing options...
Hopeful Med Posted June 25, 2009 Report Share Posted June 25, 2009 I have no doubt that there is a Jim Marshall and he likes to troll on this site to drum up business. Link to comment Share on other sites More sharing options...
FABS Posted June 25, 2009 Report Share Posted June 25, 2009 I have no doubt that there is a Jim Marshall and he likes to troll on this site to drum up business. hehe hey Hopeful Med, were you once named Med Hopeful, there was someone on here a year or two ago who had a similar name? You mentioned that you had two great experiences with some banks, would you mind sharing what banks and the perks they offered you, im still bank shopping and cant decide which one I like best and if I am getting all the information... thanks! Link to comment Share on other sites More sharing options...
FraiserCrane Posted June 25, 2009 Report Share Posted June 25, 2009 I have no doubt that there is a Jim Marshall and he likes to troll on this site to drum up business. hey hopeful med instead of critiquing, try and be more constructive and do let us know which banks helped you out as this will help the other members Link to comment Share on other sites More sharing options...
Hopeful Med Posted June 26, 2009 Report Share Posted June 26, 2009 I was never Med Hopeful. You can get the mods to confirm this. I often get PMs asking me this. Link to comment Share on other sites More sharing options...
mimi21 Posted June 26, 2009 Report Share Posted June 26, 2009 Hi FABS, if you are still shopping and you are in the Ottawa area, try Scotia on Sparks st. I went with them after looking into TD, RBC and BMO. James Marshall at Scotia was the reason I went with them: he knows the product and goes beyond to help. The rep at RBC was on vacation, TD and BMO reps did not know their product... Good luck shopping, as somebody said it is the matter of speaking to the right person... Link to comment Share on other sites More sharing options...
FABS Posted June 26, 2009 Report Share Posted June 26, 2009 thanks Mimi21! Scotia is my top choice right now...Im a little apprehensive about MD financial as they limit the amount of money they give you by an annual budget review... thanks again, FABS Link to comment Share on other sites More sharing options...
FraiserCrane Posted June 26, 2009 Report Share Posted June 26, 2009 yeah it was the very same reason i went with them. he also goes by Jim or James, he was more than helpful to me and really knew his product. Link to comment Share on other sites More sharing options...
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