Sanosuke Posted May 26, 2011 Report Share Posted May 26, 2011 Hi folks, I'm going to be meeting with a few bank reps this week and next week and was hoping to get input on what kind of questions I should ask them about what each bank offers. I'm obviously going to look into interest rates and so forth, but thought there might be some other questions I should ask that I haven't thought of. thanks for your input as always, Sano Link to comment Share on other sites More sharing options...
rmorelan Posted May 26, 2011 Report Share Posted May 26, 2011 Hi folks, I'm going to be meeting with a few bank reps this week and next week and was hoping to get input on what kind of questions I should ask them about what each bank offers. I'm obviously going to look into interest rates and so forth, but thought there might be some other questions I should ask that I haven't thought of. thanks for your input as always, Sano hmm sure, - as you say interest rate, how long is it at prime - during med school? during residency? during all of repayment? what is the max amount? what is the max amount per year (although after a certain point you probably don't care how much per year) what sort of visa card will you be able to get make sure you get a free in every way banking account do they automatically take the monthly payment directly off of the LOC or do you have to remember that amount to move over when can you access the money? just some thoughts Link to comment Share on other sites More sharing options...
Jochi1543 Posted May 26, 2011 Report Share Posted May 26, 2011 If you are thinking of starting a family during residency, I'd ask about their policy on maternity/paternity leave. I posted about this last year, but at RBC they told me about a girl who took a year off during residency to get pregnant, and they completely screwed her over - her loan was frozen and immediately sent into repayment at something like 7%. Her husband was also a resident, so it was physically impossible to pay their bills AND her LOC payments on his salary, so she was forced to work til the last minute and then return to work way earlier than she was planning to. Link to comment Share on other sites More sharing options...
Sanosuke Posted May 26, 2011 Author Report Share Posted May 26, 2011 Good points, thanks a lot folks! Sano Link to comment Share on other sites More sharing options...
MD/CMA Posted May 26, 2011 Report Share Posted May 26, 2011 MD Physician Services exists purely to assist and advise doctors. We've helped thousands of 1st year Med Students finance medical school - and offered advice on managing the debt, financial planning and more. With over 8000 student members, we understand your needs. Before you learn about medicine, learn about MD - http://www.md.cma.ca/students p.s. Like us on Facebook (http://www.facebook.com/MedicalStudentsandResidents) to join student relevant discussions, get details the new CMA/MD backpacks, and more! Link to comment Share on other sites More sharing options...
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