palefire

Can't speak for all the other banks but Scotia also offered the fixed prime - .25% interest throughout repayment

Your ECs are strong, Queen's being a black box is definitely worth a shot. Your GPA as an OOP will hold you back at McGill, while your Mcat is too low for Manitoba or Sask. Your ECs might make you competitive for Calgary and Dal.

275k at prime -.25, Visa infinite avion, 24 months grace period after finishing residency, VIP banking account. The interest rate stays the same throughout repayment after the end of the grace period

Ioan Jurjan at the RBC on peel and sherbrooke. He's a specialist in managing med/dent account and was really knowledgable. Highly recommend

They'll send you an email July-ish that tells you your position pre and post interview. You get your interview ranking on that email. You can also contact the offices after that if you want to consult your overall file.

TIME STAMP: 12:13 pm (when i checked) Result: Accepted! *screeeeeeeech* cGPA: 3.94, pre-reqGPA 4.0 MCAT: not submitted ECs: They're pretty average, no starving African children were saved, also fell short on establishing world peace =( Year: Finished UG 2016 IP/OOP/International: IP